Name: Protect Your Money Before You Sign
Author: W.J. Choi

This book is for homeowners who want a clearer way to compare renovation proposals, identify unanswered scope questions, and prepare for a more informed contract discussion.

What the book addresses

Comparing contractor quotes on a consistent basis
Reading scope descriptions, exclusions, and allowances
Recognizing cost and schedule questions before signing
Preparing for written change-order discussions
Organizing questions and documents for contractor follow-up

What the book does not provide

The book is educational. It is not a substitute for advice from a qualified attorney, architect, engineer, licensed contractor, estimator, inspector, code official, insurer, lender, or other professional familiar with the project and jurisdiction.

Included Quick-Start worksheets

The same eight-page Quick-Start worksheets available as a free printable Toolkit are included in the book.

Verified publication details

Title: Protect Your Money Before You Sign
Subtitle: A Homeowner’s Guide to Renovation Contracts
Author: W.J. Choi

Educational information disclaimer

This guide is educational planning support. It is not a construction specification, inspection, estimate, permit decision, contractor certification, insurance opinion, financial recommendation, or legal advice.

Requirements and professional roles vary by state and local jurisdiction. Confirm material questions with the relevant contractor, qualified professional, licensing authority, building department, insurer, lender, or attorney.

Illustrative figures only. The dollar amounts in fictional examples are not market-price guidance.

Some visual examples are AI-assisted editorial composites created for educational illustration. They do not depict actual clients, contractors, or projects.

This book does not replace a contractor, architect, engineer, lawyer, inspector, estimator, building official, insurer, lender, or other qualified professional. Its purpose is to help a consumer organize known facts, keep unknowns visible, and ask better questions so the appropriate expert can give a clearer answer.